Tuesday, February 17, 2009

CAREER OPPORTUNITIES IN BANKS

There are following banks which are the member of State Bank of Pakistan and Pakistan Banker's Accociation.

PUBLIC SECTOR BANKS

First Women Bank Limited
The Bank of Khyber
National Bank of Pakistan
The Bank of Punjab

ISLAMIC BANKS


BankIslami Pakistan Limited
Emirates Global Islamic Bank
Dawood Islamic Bank Limited
Meezan Bank Limited
Dubai Islamic Bank Pakistan Limited

PRIVATE BANKS

The Royal Bank of Scotland Limited
JS Bank Limited
Allied Bank Limited
KASB Bank Limited
Arif Habib Bank Limited
MCB Bank Limited
Askari Bank Limited
Mybank Limited
Atlas Bank Limited
NIB Bank Limited
Bank Alfalah Limited
Saudi Pak Commercial Bank Limited
Bank Al Habib Limited
Soneri Bank Limited
Crescent Commercial Bank Limited
Standard Chartered Bank (Pakistan) Limited
Faysal Bank Limited
United Bank Limited
Habib Bank Limited
Habib Metropolitan Bank Limited

FOREIGN BANKS

Albaraka Islamic Bank B.S.C. (E.C.),
The Bank of Tokyo-Mitsubishi UFJ Limited - Pakistan Operations
Citibank N.A. - Pakistan Operations
HSBC Bank Middle East Limited – Pakistan
Deutsche Bank AG - Pakistan Operations
Barclays Bank PLC
Oman International Bank S.A.O.G – Pakistan Operations

DEVELOPMENT FINANCIAL INSTITUTIONS

House Building Finance Corporation
Pakistan Kuwait Investment Company Limited
Pak Brunei investment Company Limited
Pak Oman Investment Company Limited
Pak Iran Joint Investment Company
Saudi Pak Industrial & Agricultural Investment Company Limited
Pak Libya Holding Company Limited

SPECIALIZED BANKS
Industrial Development Bank of Pakistan
The Punjab Provincial Cooperative Bank Ltd
SME Bank Limited
Zarai Taraqiati Bank Limited

MICRO FINANCE BANKS / INSTITUTIONS

Khushhali Bank Limited
Rozgar Microfinance Bank Limited
Network Microfinance Bank Limited
Tameer Micro Finance Bank Limited
Pak Oman Microfinance Bank Limited
The First Micro Finance Bank Limited

SEEKING THE JOB OPPORTUNITY IN BANKS

Candidates who wish to work in banks or multinational companies are welcome here to get to know about the different job opportunities whether as a trainee, internee or a trained professional banker. There are certain banks who are still recruiting in these circumstances on merit basis, so don't waste your time apply with full confidence.


RBS Welcomes new comers who share their ambitions with Rbs, you should know that Rbs is just not a bank. It is, quite simply, an attitude to life and to work. A career with RBS feels different because it is different.
As far as clients are concerned, RBS believes in creating maximum economic value for their clients and their shareholders as well, as you'd expect from one of the world's leading financial institutions, thinking that respect, integrity and teamwork are paramount and reflect both in the way doing business with the clients and in the working environment.
Apply with full confidence in RBS and be a part of RBS.

Monday, February 16, 2009

VIETNAM, THE BEST PLACE FOR TOURIST OR HONEYMOON



Married Couples, who have got married recently and wish to go the place, where they can have their Classic Honeymoon with lots of Fun, Romanc & plenty of time to get relaxation, must go to the Vietnam without having any trouble of getting the Visa, waiting for processing or hiring any consultant.

Just Apply for the Visa online and fill out the Visa Application easily available on the Vietnam Visa website www.vietnamembassy.us/ and get the Visa approval letter on E-mail within a couple of days, getting the stamp on the passport on Arrival.

Following particulars are to be filled out in the Visa Applicatoin Form.

Name, Gender, Date of Birth, Passport Number, Arrival Date, Arrival Flight Number & Departure Date.


VISA FEES:

For 1-2 person: 35 US $/person
For 3-5 persons: 30 US $/person
For up to 6 persons: 28 US $/person

Please note that this is a single entry Visa, if you wish to apply for Multiple Entry Visa there is another fees structure starting from 40 US $ to 50 US $. it will take 3-4 days to process the visa application and approval, there is a facility of processing the urgent visa application as well by paying the urgent visa fees 50 US $/person.

Want to study in abroad?

If you want to study abroad so UK is the best place to study, you can work as well during your studies for 20 hours in a week and full time in college/university holidays



SUCCESS
'Success is based on imagination plus ambition and the will to work.'---Thomas Edison


We can give you the best free advise to get education in UK including the visa requirements, so get the student visa of UK and make yourself worthful in your home country.


The following information outlines the minimum documentation you must submit with your application. Please read carefully.


The Application Form should be submitted along with ALL supporting documentation.Original documents are required and must be in ENGLISH or accompanied by a notarised translation of same. All documents must be clearly legible.The Visa Officer will need to easily identify what they are and to whom they refer.
From the 14th July, 2008, all student visa applications should contain a copy of an Electronic Transfer of Funds from the applicant to the british Bank of the college, showing details of beneficiary's name, address, bank details and the same details for sender. We would hope that the fees would be returned to the applicant if the visa is refused.
Any unsigned declarations, false information, forged or fraudulent documentation will result in the refusal of your application and no appeal will be permitted.The onus is on you, the applicant, to satisfy the Visa Officer that a visa should be granted.The granting of a Student Visa does not entitle you to have any person, whether related to you or not, to join or visit you in Ireland.
In applying for a Student Visa you must be able to show that:
You are enrolled on a privately funded course involving at least 15 hours of organised daytime tuition each week
You have paid the requisite fees to the college
You have the academic ability to follow your chosen course.
You have a level of English language sufficient to do so (except in the case of an application which is solely for an English language course)
You have immediate access to at least 6,000 pounds. This is the estimated cost of living in UK for a student for one academic year.
You must also demonstrate that you or your sponsor has ready access to an amount of at least 6,000 pounds for each subsequent year of your studies, in addition to the course fees for each of those years.
You have private medical insurance.
You can account for any gaps in your educational history.
Your intention is to return to your country of permanent residence following completion of your studies in UK
There now follows an explanation of what will be accepted as evidence for the above requirements. Please ensure you read this carefully and submit ALL documents with your application. Again, it is important that these are original, clearly legible documents, in English, or accompanied by a notarised translation. They should clearly indicate what they are and to whom they refer.



Evidence of Course
A Letter of Acceptance from the college, confirming you have been accepted and enrolled on a course of full-time education, involving a minimum of 15 hours organised daytime tuition each week
This letter should specify the course you will be studying.
It should also confirm the amount of fees payable for your course, and that this amount has been paid.
If the college has taken out medical insurance on your behalf, details of this must be contained in this letter of acceptance.
NOTE: The educational and other credentials of a college will be taken into consideration by the UK Border Agency in reaching a decision on a visa application. In the case of English language schools.Please refer to the list of courses recognised by the concerned authorities.


Fees
Where the course fees are less than 5,000 Pounds, fees must be paid in full to the college, prior to applying for your visa. Evidence of the amount paid should be included in your Letter of Acceptance from the college
Where the course fees are in excess of 5,000 Pounds, you must pay at least this amount prior to applying for your visa, and evidence of this should be shown in your Letter of Acceptance. This minimum amount is an Immigration requirement. However, the college you wish to attend may require full payment of fees.
Ability to Follow Your Chosen Course
You must provide evidence that you have attained the necessary level of academic achievement required to follow your chosen course.
Such evidence will include – exam results, qualifications obtained and certificates proving this Level of English
You must show that you have the capacity to fully partake in your chosen course through the medium of English and satisfy the Visa Officer in this regard
It is recommended that all applicants, regardless of nationality or educational background, undertake the International English Language Testing System (IELTS) English language test, and provide original certificate with your visa with application
Other acceptable certificates will be those from an internationally recognised test such as TOEFL or Cambridge or ETAPP.
Failure to provide such a certificate may result in delays in processing your application, and possible refusal of same.
Submission of false or fraudulent certificates with your application will result in it being refused, and no appeal will be permitted
Any certificate must have been issued within 2 years of the expected commencement date of your course
The recommended band scores are –
IELTS – minimum score of 5
TOEFL – minimum score of:
173 (Computer-based)
Cambridge – First Certificate in English (FCE) or higher
These recommendations are subject to review pending advice from the UK border Agnecy (Students applying solely for an English Language course are currently exempt fromthis requirement).NOTE: THIS IS FOR IMMIGRATION PURPOSES ONLY IF THE ENGLISH LANGUAGE REQUIREMENT OF THE COLLEGE IS HIGHER THAN THE SCORES ABOVE, YOU MUST MEET THE COLLEGE REQUIREMENTS





Evidence of Finances:
You must show you have sufficient funds to support your stay in U.K without recourse to public funds, or the reliance on casual employment.
If you are being sponsored by another person or persons, you must list each person and give clear details of their relationship to you. All evidence provided must be clearly identifiable as to whom it relates
Give clear details of the financial support they will be giving you for the duration of your stay in UK
Their bank account must show a good credit record for a minimum of six months immediately prior to making your application
As you will be required to have a minimum of 6,000 Pounds available to you during the first year of your studies, your sponsor will need to show that this amount is available to support you AND that they have enough funds to maintain themselves and other family members
Any lump sum lodgements made during the immediate three months prior to your application must be fully explained, with supporting evidence provided
For example - if such a lump sum lodgement has come from the proceeds of a sale of property or encashment of Savings Certificates, Fixed Rate Deposit accounts, or any similar type sources, then clear evidence of this must be provided
Where no evidence is provided your application will be refused
You must also demonstrate that you or your sponsor will have ready access to an amount of at least 6,000 pounds for each subsequent year of your studies, in addition to the course fees for each of those years
Evidence accepted will include a letter from your sponsor’s employer confirming employment details, plus 4 recent payslips. This letter should include contact details for the employer, including name, address, andphone number (landline, not mobile)
If your sponsor is involved in business, evidence of this must be provided, such as a Certificate of Registration from the authorities in your country
All financial documentation should clearly indicate what it is and to whom it relates
All bank statements should include the name and address of the account holder and the account number
They should also include full contact details of the bank – name, full address of branch where account is held, telephone number (landline, not mobile), e-mail and website addresses (where available)
Where this information is not normally available on a bank statement, it should be accompanied by a letter from the bank, on official bank stationery, giving these details. Where a bank statement or a letter from the bank is submitted giving only a mobile phone number, post box number as address, or an email address of Yahoo, Hotmail etc, this will not be considered as evidence of finances, and may in fact raise an issue of credibility over the whole application.
The statement should cover a six-month period immediately prior to your application, and show all transactions that have taken place during this time
Handwritten entries or details on bank statements will not be accepted
Any documents not in English must be translated



Medical Insurance
Private medical insurance cover is required
Your college may arrange this on your behalf. If so, details of this must be included in your Letter of Acceptance from the college
If it is not arranged by the college, you must organise this yourself and provide evidence with your application




Educational and Employment History
You must provide full details of your previous education on the application form
You must submit all exam results obtained, along with your qualification certificates
You must provide information to account for any gaps between your last period of full time education and your application to study in UK
If any such gap in education has been filled by periods of employment, you must give full details of your employment history
If your employment history or educational background have no obvious connection to the course you now wish to pursue, you must give a full explanation of why you are now embarking on a change of career

Immigration History
You must provide full details of all visa applications you have made for any country, including UK If you have ever been refused a visa for any country, you must submit the original letter of refusal that issued to you by the Authorities of that State
If you have ever been in UK before, whether legally or illegally, you must give details of your time here
Failure to disclose any of the above details will result in your current application being refused
Further Information You Must Consider

Passport
Your passport must be valid for at least 6 months after the expected completion of your studies in UK. If you hold any previous passport, you should also submit this with your application
Decisions.
The processing times for Student Visa Applications vary depending on the volume of applications lodged,
You should allow as much time as possible when applying for a visa but a minimum time of 8 weeks is recommended
The Visa Section will endeavour to have your application assessed as soon as possible
Visa decisions are published weekly on their official website,

Right of Appeal
If you are refused a visa you may appeal this decision within 28 days

Sunday, February 15, 2009

POINTS BASED SYSTEM(PBS) FOR STUDENT VISA

The UK Immigration system is currently working for the New Policy for UK Student Visa with the introduction of a Points Based System (PBS), which has to be launched in March/April, 2009. Point Based System has five categories of visas for the international students or workers to apply under this newly launched points based system


Students will get 30 points for the acceptance letter issued by the institutes, 10 points will be given for the maintenance of funds for living, travelling and fees expenses, keep in mind that student have to score 75 points under points based system in order to apply for student visa.

This will take effect in March, 2009 and then in September/October 2009 with different new policies for student visas of UK


However, UK Border Agency has worked out on upgrading the system for the recognisation of institutes, they have applied certain conditions on the colleges, institutes and univesities.


1) Institutes have to keep copies of passorts of all students

2) Keep upto date contact details of students

3) Keep updated the UK Border Agency regarding the students' acts in the institutes